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Photo Gallery: Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation Florida home buying, real estate listings, and homes for sale in Broward County, FL

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Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation Photo Gallery

Request our Free Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation Relocation Package. It's packed full of useful and important information about the Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation, Florida area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...

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Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	During what months of the year do most people move from one home to another?
A	Most moves occur between the months of May and September.
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Marina Sarabia and Kathleen Costanzo, REALTORŽ, real estate agents and broker for Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Marina Sarabia and Kathleen Costanzo
Coldwell Banker Residential Real Estate Inc.
2400 E. Commercial Blvd.
Fort Lauderdale, FL. 33308
Marina's Cell: 954-914-8056
Kathleen's Cell: 954-914-8060
Marina@LauderdaleHomeSearch.com
Kathleen@LauderdaleHomeSearch.com
EmailUs@LauderdaleHomeSearch.com
Marina Sarabia & Kathleen Costanzo have developed a comprehensive and dynamic Real Estate service to buyers and sellers for 15 years; their experience has literally extended from coast to coast. They have committed themselves to providing detailed care and supervision to each transaction, which is absolutely necessary to protect customers and to make certain everyone complies with all legal aspects of each sale. Marina & Kathleen want their customers to feel the personal touch rather than the corporate environment. They know you have a choice when selecting a Realtor but they feel confident that their service and qualifications will make you their customer for life. Remember when buying or selling real estate, the decision is easy it is Marina & Kathleen, with Coldwell Banker.

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