If you are in default on an FHA-insured mortgage, and the lender intends to foreclose, you should know about the Mortgage Assignment Program. You will have to provide certain information to the FHA to apply for this program.
To be considered eligible for assistance, the home must your principal residence. You must be at least three full payments behind on the mortgage, and the reason for your failure to make the mortgage payments must be due to circumstances beyond your control, such as unexpected unemployment. The FHA must be reasonably certain that you can resume making the payments at the end of 36 months and that the accrued deficiencies will be paid back before taking over the loan.
The Veteran's Administration also has a mortgage assistance program for those who have VA mortgages.
Marina Sarabia and Kathleen Costanzo Keller Williams Realty Professionals 3696 N. Federal Highway Suite 101 Fort Lauderdale, FL. 33308 Marina's Cell: 954-914-8056 Kathleen's Cell: 954-914-8060 EmailUs@LauderdaleHomeSearch.com
Marina Sarabia & Kathleen Costanzo have developed a comprehensive and dynamic Real Estate service to buyers and sellers for 21 years; their experience has literally extended from coast to coast. They have committed themselves to providing detailed care and supervision to each transaction, which is absolutely necessary to protect customers and to make certain everyone complies with all legal aspects of each sale. Marina & Kathleen want their customers to feel the personal touch rather than the corporate environment. They know you have a choice when selecting a Realtor … but they feel confident that their service and qualifications will make you their customer for life. Remember when buying or selling real estate, the decision is easy… it is Marina & Kathleen, with Keller Williams Realty.
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