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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Kathleen and Marina Rank The Best.
"I was very impressed with Kathleen and Marina's professional handling of the sale of our condominium".
Einar Jorgenson
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Marina Sarabia and Kathleen
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Welcome! Here You Can Find Great Information on Ft. Lauderdale, Wilton Manors, Pompano Beach, Plantation and all of Broward County. Read on to find out more about the ways we can help you with your Real Estate needs!
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Looking for a Fort Lauderdale home or condominium?
Don't miss our Feature Homes section or our Fort Lauderdale condominium page.
Need local real estate information? We've summarized much of what is important about the Ft. Lauderdale, Broward County, Wilton Manors and Pompano Beach and Plantation real estate market - start here to view this information. Read why NOW is the time to buy! And despite what you hear in the media, the Fort Lauderdale condominium market still appreciated 30% in 2006!
Visit our blog and stay up to date on information about real estate in the Fort Lauderdale area, through the eyes of top Realtor Marina Sarabia!
This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Email us now to find out how we can help you to buy or sell a home in the Fort Lauderdale area.
We love the Fort Lauderdale lifestyle and want to share with you the joys and pleasures of owning your own home or condominium in the Fort Lauderdale area.
- Marina Sarabia and Kathleen Costanzo  |
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
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- NUMBER1EXPERTS™ 
